WorkersCompByState.com provides free, state-accurate workers compensation calculators for all 50 U.S. states, updated for 2026 benefit rates. Whether you need to estimate a settlement, calculate weekly benefits, or understand your rights after a denied claim, our tools use each state's official formulas — the same numbers insurance adjusters and workers comp attorneys use every day.
Workers compensation is a no-fault insurance program that provides wage replacement and medical benefits to employees injured on the job. Every U.S. state operates its own workers comp system with different benefit rates, maximum weekly payments, disability schedules, and appeal deadlines. Because benefit amounts can vary by thousands of dollars depending on your state, it is critical to use state-specific data rather than national averages when estimating your claim value.
Our eight free calculators cover every major stage of the workers comp process: from the moment you're injured through settlement, return to work, and permanent disability. We track the maximum weekly benefit, average weekly wage replacement rate, temporary total disability duration limits, and permanent disability schedules for every state — all in one place, updated annually.
| State | Benefit Rate | Max Weekly Benefit | Max TTD Duration |
|---|---|---|---|
| California | 67% of AWW | $1,619/wk | Up to 104 weeks |
| Texas | 70% of AWW | $1,087/wk | Up to 104 weeks |
| New York | 67% of AWW | $1,145/wk | No statutory limit |
| Florida | 67% of AWW | $1,099/wk | Up to 104 weeks |
| Illinois | 67% of AWW | $1,897/wk | No statutory limit |
Workers comp weekly benefits are calculated as a percentage of your average weekly wage (AWW) — typically 66.67% — capped at your state's maximum weekly benefit. For example, if your AWW is $1,200 and your state's benefit rate is 66.67%, your weekly benefit is $800.40 (assuming that's below the state maximum).
Workers compensation benefits are generally not subject to federal income tax under IRC Section 104(a)(1). However, if you also receive Social Security Disability Insurance (SSDI) and your combined workers comp and SSDI benefits exceed 80% of your pre-injury earnings, a portion of the SSDI may become taxable.
The duration of workers comp benefits varies significantly by state. For temporary total disability (TTD), benefits can last anywhere from 104 weeks (Florida, Texas, California) to no statutory limit (Illinois, Oregon, Alaska). Most states cut off TTD when you reach Maximum Medical Improvement (MMI) or return to work, whichever comes first.